Coverage Details: Medicare Supplement Plan F, will no longer be offered to beneficiaries after 1/1/20 who are new enrollees. If you currently have Medicare Supplement Plan F, you will be able to keep it. Even if you don’t currently have either, you may be eligible to enroll in one of these plans in the future as long as you were eligible prior to 1/1/20.
Medicare Supplement Plan F
Plan F is the very best plan you can purchase, It covers everything at the hospital under Part A and picks up the Part B deductible and 20% coinsurance. Skilled Nursing is covered up to 100 days. Hospice was added to the benefits as well as Part B excess and foreign travel
Plan F provides complete overage on what Medicare does not cover in full. The hospital deductible, office visit copays, skilled nursing costs up to 100 days and excess charges are all covered at 100%. Plan F is the most comprehensive Medicare supplement plan available. Hospice was added to the benefits as well as Part B excess and foreign travel. Plan F you can see any doctor or hospital that accepts Medicare. As long as you go to a Medicare-approved provider you will not have to pay anything out of pocket.
In addition, the rate increases on plan F tend to much higher than the other most two popular plans, G and N because they have more claims against them, by the time you factor in the deductible on a Plan G or N it's really not that much more.
On average, the rate increases on plan F are about 5% – 8% per year, depending on the company and state you are in.